Legal & Planning Services: Long-Term Care Insurance.

Long-Term Care Insurance

Long-term care insurance funds care that is not covered by either a private health insurance policy or by government programs such as Medicaid. Private health insurance and Medicaid are structured to cover your need for skilled nursing care, while long-term care insurance can allow someone assistance with “activities of daily living,” such as dressing, bathing and grooming, and meal preparation. Long-term care insurance may allow someone to stay in their own home with assistance from regular care providers or in a board-and-care facility.

Ensure Your Claims are Paid

Though long-term care insurance has grown in popularity in recent years and is now offered by many insurance companies, clients have found that it’s not always easy to get claims paid. Tracking down policy details, submitting claims and doing the advocacy legwork needed to ensure that the policy is upheld can be both frustrating and time-consuming. When benefits are denied – and they are denied with surprising frequency – some clients are too overwhelmed or find they are without enough resources to pursue their rightful benefits. Insurance companies can and do end up with someone’s hard-earned years of premiums and never end up paying out those benefits.

At Hook Law Center, we know how to work with the fine print, unclear conditions and creative plan interpretations many of our clients face from their insurance companies. We know how to search for necessary documentation, when to challenge a biased medial professional and how to pursue denied claims in order to get you the benefits to which you are entitled.

Print Friendly, PDF & Email
Free Seminars

Veteran’s Aid & Attendance @ Hampton

2017-11-02 at 10:00am
Reserve your Spot

Veteran’s Aid & Attendance @ Harbour View

2017-11-03 at 10:00am
Reserve your Spot
Testimonials
I am beholden to Mr. Hook and the entire staff who advised me during the difficult time following my sisters’ death. The firm was highly recommended and I understand why. Any bewilderment I felt going through the estate process was eased by the compassion and professionalism exercised by this law firm. I am eternally grateful.
Survey comments from M.W. 15434
Start Planning Now
Speak with an attorney today:
  • This field is for validation purposes and should be left unchanged.
Like us on Facebook