Comprehensive Planning. Lifelong Solutions.

The Importance of Legal Professionals in Planning and Applying for the Aid & Attendance Benefit

by Shannon Laymon-Pecoraro, Esq.

August 15, 2014

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Raised an Air Force Brat and now serving among the silent ranks as a Navy Wife, I understand the sacrifices made by the members (and their families) of our armed forces and have profound gratitude for the service of veterans to our country. Working with veterans, I also understand the challenge of understanding the various benefits available. While many organizations such as the Disabled American Veterans (DAV), Veterans of Foreign Wars (VFW), and the American Legion have representatives available to assist in making claims, some of the planning associated with these benefits should involve the assistance of a legal professional.

The VA Aid and Attendance Benefit is a pension benefit available to veterans who received an honorable discharge and served at least 90 days of active duty with at least one day during a recognized period of war. The purpose of the benefit is to provide financial assistance to the veteran or their spouse to offset high medical expenses associated with needed care, whether it be home health care, assisted living care, or nursing home care. In addition to financial requirements, the benefit requires that the veteran, or their spouse, meet medical criteria – such as the inability to independently perform activities of daily living such as bathing, feeding, dressing, walking, toileting, and maintaining continence.

Currently, the claimant of the benefit may have resources in excess of the limits set for Medicaid so there is often less of a “spend down,” and the lack of a “look back period” simplifies any necessary spend down process.  That said, Veteran’s Claims Representatives must use caution when assisting clients with the transfer of assets. These Claims Representatives must understand various legal principles, such as rights and duties associated with joint assets and agency, or significant problems may arise. Advising someone to act beyond the scope of their authority as a joint account holder or as an agent under a power of attorney could potentially result in a lawsuit for breach of fiduciary duties. By utilizing the legal services of an attorney to assist with long-term care planning, whether to obtain Medicaid or to obtain the VA Aid and Attendance Benefit, you not only minimize liability associated with transfers, but you have the ability to utilize more comprehensive strategies, such as trust planning or financial planning, and discuss tax consequences of actions to be taken.

Veteran’s benefits often involve much more than just an application – it often involves knowledge of complex regulations, legal principles, and tax principles. The attorneys and staff can assist with comprehensive planning associated with the application for the VA Aid and Attendance benefit. After the plan is developed and implemented, we assist many clients with the application for VA Aid & Attendance and our assistance with the application is provided as a pro bono service. If you or someone you know is a veteran or a spouse of a veteran in need of financial assistance for care services, contact the Hook Law Center to discuss potential eligibility, planning and application for the VA Aid and Attendance Benefit. We look forward to serving those who have served.

ask kitkat logoBats

Hook Law Center:  Kit Kat, what can you tell us about bats?

Kit Kat:  Installing a bat box is a great way to learn about bats while providing them with a safe, cozy home. They can be purchased from many retailers, or homemade using a few simple tools. Bat boxes should be placed in an area with a lot of direct sunlight, at least 15 feet high and within a quarter mile of a water source. They can be placed in trees, but this may cause other animals to disturb them, so a better place would be on a pole or the side of a building.

After the bat box has been installed, it may take a little while before bats find it and begin to use it. For the best results, install it in the spring before bats return from hibernation or migration. Bats are more active at night, so once they discover the bat box, they can provide an opportunity for wildlife-watching after dark as they search for food.

(Ruthanne Johnson, “The Bats Motel,” All Animals, July/August 2014, p. 37)

Mr. Hook’s WHRO Interview

Andrew Hook, Esq. of Hook Law Center participated in the Art of Healthy Aging Forum and Expo recently. He was interviewed by Jan Callaghan along with Dee Oliver, formerly of H.D. Oliver Funeral Apts. and now a planning commissioner with the city of Virginia Beach. This discussion will be broadcast daily from July 27-August 9, 2014 at 8:30 AM and 9 PM on city of Norfolk’s channel 48.

You can view the interview here as well.

Upcoming Events

  • Hook Law Center will be participating in Senior Advocate’s Art of Healthy Aging Series held at Westminster Canterbury, 3100 Shore Drive, Virginia Beach  VA  23451.  This series will be held once a month from July through December.  HLC Attorneys Andrew H. Hook, Jessica A. Hayes and Shannon Laymon-Pecoraro will provide an overview of Hook Law Center’s Practice Areas at the meetings held on Tuesday, September 2, 2014 at 10:00 am,  Tuesday, October 2, 2014 at 10:00 amTuesday, November 4, 2014 at 10:00 am, and Tuesday, December 2, 2014 at 10:00 am.  We look forward to seeing you there!
  • Andrew H. Hook will be speaking to the Chesapeake Chapter of NARFE (National Active and Retired Federal Employees) on September 2, 2014 at 12 Noon at the Chesapeake General Hospital’s Lifestyle, Health and Fitness Center.
  • Andrew H. Hook  has been invited to appear on a taping of  “The Forum with Jan Callahan,” a WHRO-produced public service program, to discuss the importance of attending the Art of Healthy Aging Convention at the Virginia Beach Convention Center in November and to discuss his seminar to be held during the convention.  More details to come!

Distribution of This Newsletter

Hook Law Center encourages you to share this newsletter with anyone who is interested in issues pertaining to the elderly, the disabled and their advocates. The information in this newsletter may be copied and distributed, without charge and without permission, but with appropriate citation to Hook Law Center, P.C. If you are interested in a free subscription to the Hook Law Center News, then please telephone us at 757-399-7506, e-mail us at mail@hooklawcenter.com or fax us at 757-397-1267.

This report is not intended as a substitute for legal counsel. While every precaution has been taken to make this report accurate, Hook Law Center assumes no responsibility for errors or omissions, or for damages resulting from the use of the information in this report.

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