Many people on Medicare assume that the program will cover any medical costs they encounter, including the cost of care in a skilled nursing facility. However, coverage for care in a nursing home is actually quite limited, and it is…
Category: Long-Term Care
Seniors and their families should apply good judgment in considering nursing home placement services
Nursing home placement services, which offer to help find the perfect housing for seniors, are a growing trend in elder care. These services are offered for no charge, and they claim to demystify the world of elder care facilities. However,…
Older people without children may wish to designate a caregiver
Older adults who do not have children do not have the built-in support system from which many people with children benefit, which puts them at risk if they become ill or injured. In order to ensure they receive good care…
Eye and smell tests may make early detection of Alzheimer’s possible
Results of four new research trials suggest that changes to the eyes and ability to smell may be valuable in the early detection of Alzheimer's. Reports presented at the 2014 Alzheimer's Association International Conference in Copenhagen revealed that eye exams…
Facts to know about Medicare and retirement
If your 65th birthday is approaching, you should make sure you are aware of your Medicare options and are prepared to enroll in Medicare if necessary. Here are a few things you should know. First, if you are receiving Social…
Advance Medical Directives Need Easy Accessibility
Many people are aware of the importance of advance medical directives. In the event that you become incapacitated, these directives detail what procedures you do or do not want and who should make decisions for you. Because these are important…
Continuing Care Retirement Communities Offer One Option for Retirees
There are many living options available for seniors, and continuing care retirement communities (CCRCs) have become one of the most attractive. Many retirees consider such communities because they typically provide a range of services in one location, including independent living,…
Does Your Long-Term Care Insurance Permit You to Hire Home Caregivers Directly?
According to long-term care insurer Genworth, nearly three-quarters of those who require long-term care prefer to receive that service in their own homes. Perhaps that is because home care can be a relative bargain. According to the firm, the median…
What Are Pooled Special Needs Trusts?
A special needs trust can be a crucial tool for many families to pass on assets to their special-needs children without jeopardizing the recipient’s eligibility for public benefits. Some families may be interested in “pooled special needs trusts,” which offer…
